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Student Overseas Travel Health Insurance Policies from India
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(1) Coverage student overseas travel (ICICI Lom)   (2) Students overseas travel policy wording(Tata AIG)
(3) Coverage student overseas travel insurance (Tata AIG)   (4) Student overseas travel Tata AIG insurance rates
(5) Comparision of coverage student overseas travel
ICICI Lom & Tata AIG
  (6) Student overseas travel ICICI Lombard insurance rates
(7) Policy Wording/ Proposal Form/ Brochure   (8) Students overseas travel policy wording(ICICI Lom)
(9) Product details of Various Companies for Student Travel Health Insurance
General/ Health Insurance Companies Products
9-Overseas Student Travel Insurance - ICICI Lombard General Insurance Company Limited
Source: Website of ICICI Lombard General Insurance Company Limited
Overseas Student Travel Insurance
Key Benefits
  • Buy the policy in Indian rupees, which is 1/3 the cost of buying abroad
  • Our plans are accepted by most of the foreign universities as a substitute for their compulsory insurance
  • We have partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
  • Overseas Student Travel Insurance is now available with a continuous cover for 2 years (auto-renewal) Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days
  • Plans are available with second year (auto-renewal) extension option, thereby covering you for the entire period of study
  • Extend your policy 3 months in advance
  • Medical outpatient expenses covered subject to the policy coverage limits
  • No pre-medical check-up required for policy issuance
  • EMI without any extra charges                                                                      
For more details, kindly refer to the Policy Wordings.

You can pay online through ICICI Bank, HDFC Bank and Citibank Credit Card at EMI without any extra charge. (Conditions Apply. Providing EMI facility for ICICI Bank (upto 12 months), Citibank, HDFC Bank (upto 6 months) Credit Card customers at the discretion of the Banks)

Note: EMI option subject to minimum annual premium of Rs. 1500. Overseas Student Travel Insurance and You

Choosing a University
A large number of students are opting to study abroad and choosing a right university is becoming a new challenge. We suggest that you should adopt a meticulous approach when selecting a university abroad. If you follow the step-by-step plan mentioned below, selecting the most suitable university for your study abroad will be very easy for you.
First, remember that the best university for you may not be the most popular/highly ranked one, but the one that offers your field of study and meets your other important criterias (such as financial aid, duration, etc.) should be shorlisted.
Know more about Overseas Student Travel Insurance
Step 1 – Self Evaluation
Do a thorough self-evaluation and short list around 50 universities. This involves
  • Motivation behind pursuing education abroad- is it academic inclination/job possibilities/personal interest/specialization etc.
  • Realistic evaluation of professional and academic background- academic record (important in shortlisting universities by rank)/dedication/handling peer pressure/ research or work experience in your field/certificates for extra-curricular activities.
  • Clear perspective of academic inclination- absolute surety of courses you want to follow
  • Clear picture about funding- Education abroad is expensive. Apart from the tuition fees various costs such as living, transportation, health insurance etc. are involved. In your case is it sponsorship/self-finance/ university funding etc.
Step 2 – Details of university/ college
Once through with self-evaluation, your focus must shift to acquiring hard-core details about the short-listed universities for your higher education. The broad areas you should get details on are
  • Specialization or programs offered and their duration
  • Ranking and faculty of the university
  • Approximate cost – tuition and other fees, accommodation, commuting, insurance* etc.
  • Entrance and academic eligibilities, tests required, accreditation status
  • Percentage of international students and their work experience
  • Other facilities and extra curriculars
On the basis of these criteria short list roughly 25 to 30 universities.
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