1.Payment of compensation in respect of death of the insured
(a) from intentional self injury, suicide or attempted suicide
(b) whilst under influence of intoxicating liquor or drugs
(c) whilst engaging in Aviation or Ballooning, whilst Mounting into, Dismounting from or Travelling in any aircraft other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world
(d) directly or indirectly caused by venereal disease or insanity,
(e) arising or resulting from the insured committing any breach of the law with criminal intent.
Note:“Standard type of aircraft” means any aircraft duly licensed to carry passengers (for hire or otherwise) by appropriate authority irrespective of whether such an aircraft is privately owned OR chartered OR operated by a regular airline OR whether such an aircraft has a single engine or multiple engines.
2.Payment of compensation in respect of death of the insured due to or arising out of directly or indirectly connected with or traceable to war, invasion, Act of foreign enemy, Hostilities (Whether war be declared or not) Civil War, Rebellion, Revolution, Insurrection, Mutiny, Military or Usurped Power, Seizure, Capture, Arrests, restraints and Detainment of all kings, princes and people of whatsoever nation, condition or quality.
3.Payment of compensation in respect of death of the insured:
Directly or indirectly caused by or contributed to by or arising from ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purpose of this exception, combustion shall include any self-sustaining process of nuclear fission.
Directly or indirectly caused by or contributed to by or arising from nuclear weapon material.
4.Pregnancy Exclusion Clause: The insurance under this Policy shall not extend to cover death or disablement resulting directly or indirectly caused by or contributed to by or aggravated to prolonged by childbirth or pregnancy or in consequence thereof.
Provided also that due observance and fulfilment of the terms and conditions of this Policy (which conditions and all endorsements here on are to be read as part of this Policy) shall so far as they relate to anything to be done or not to be done by the insured be a condition precedent to any liability of the Company under this Policy. |
