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For Comparative Insurance Quote: Om Plaza, 430/7, 1st Floor, Sant Nagar, East of Kailash, New Delhi-65
Phone: 011-41324957, 41623784, Mob:+91-8447757651 & 53 Email: ria1@surekhae.com
NRI Overseas Travel Health Insurance Policies from India
 
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2- Rishtey Parents Insurance, ICICI Lombard General Insurance Company
Source: Website of ICICI Lombard General Insurance Company Limited
Gift your parents something special and unique - gift them the assurance of good health and your support, even though you are miles away. Rishtey is a comprehensive health plan that takes care of your family's hospitalisation expenses, even if you are unable to be around.

Policy Details
Key Benefits
  • Cashless claims facility at over 3,500+ network hospitals across India
  • No health check-up up to the age of 55 years (age as on last birthday).
  • Pre-existing illnesses can be covered after the 4th year of consecutive renewal with the Company.
  • Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan 1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies.*
  • Nursing care benefit of Rs. 500 per day for a maximum of 3 days, in case the insured requires nursing care post discharge.
  • Avail tax benefits under Section 80D of the Indian Income Tax Act 1961**
  • Now get a Free health check-up coupon for any one insured family member, valid for the policy period
  • 2-year (auto renewal) cover for your dependents against a single premium, with automatic renewal after the first year.
  • Secure your dependants even against hospitalisation due to terrorist activities.
  • Value Added Features:
  • Online claims status tracking facility on our website
  • We shall intimate you via E-mail and SMS when the Insured files a claim.***
  • We will call your dependants in India to explain the policy coverage and claims
  • Process.
  • Send this policy as a Gift to your loved ones along with a personalised message.
  • Buy Online and pay in EMIs without any extra charges****
* Medical Emergencies include - Stroke, Heart Attack (MI), Coronary Artery Bypass Graft Surgery, Kidney Failure, End-stage Renal Failure, End-stage Liver Disease and Brain Tumour Surgery.
** Tax benefits are subject to tax laws. Click here to calculate your tax saving
*** E mail is sent to the ID entered while registering on our website. SMS is sent only to Indian mobile numbers.
**** EMI facility available only for ICICI Bank, Citibank and HDFC Bank (up to 6 months) credit card
customers at the sole discretion of the Banks.
Note:EMIi option subject to minimum annual premium of Rs. 1500.

What is covered
  • Medical expenses incurred as an inpatient during hospitalisation for more than
  • 24 hours, including room charges, doctor/ surgeon's fee, medicines bills, etc
  • Medical expenses incurred 30 days prior and 60 days post hospitalisation
  • Day Care expenses incurred on named advanced technological surgeries and procedures requiring less than 24 hours of hospitalisation. (Including Dialysis, Radiotherapy and Chemotherapy)
  • Pre-existing diseases can be covered after four continuous years of coverage with the Company*
  • Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies.**
  • This policy also covers you for hospitalisation in case of Swine Flu/ H1N1 influenza***
* Conditions Apply
** Medical emergencies for air ticket will include: Stroke, Heart Attack (MI), Coronary Artery, Bypass Graft Surgery, Kidney Failure, End-stage Renal Failure, End-stage Liver Disease and Brain Tumour Surgery.
*** If it's not a pre-existing illness
Coverage limit for specific ailments/ conditions:
Certain specific ailment(s)/ surgery(s)/ procedure(s) are covered up to pre-defined limits under this policy (subject to the total sum insured).
The Company's obligation to make payment in respect of the following ailment(s)/surgery(s)/procedure(s) shall, subject always to limit of indemnity be as per the table below
Name of the Ailment/Surgery/Procedure Sub-limit (Rs.)
Tonsilitis /Tonsillectomy 12000
Cataract (Each Operation) 16000
Tympanoplasty 18000
Fistula, Piles, Hydrocele, Sinusitis (FESS) 20000
Appendicitis, Hernia 25000
Benign Prostatic Hypertrophy (TURP), Hysterectomy 30000
Cholecystectomy, Lapchole 40000
Coronary Artery Disease/Ischemic Heart Disease requiring Angioplasty/PTCA 120000
Joint Replacement Surgery (Each Joint) 100000
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