|
Star Cancer Care Gold policy has been launched w.e.f. 24.10.2017 by Star Health and Allied Insurance Co Ltd. |
|
|
Source: Operational Instructions & Website of Star Health and Allied Insurance Co Ltd |
|
|
|
 |
|
Star Cancer Care Gold policy has been launched w.e.f. 24.10.2017 by Star Health and Allied Insurance Co Ltd. We are giving below the detailed information for the same. |
|
Feature of the Product: |
|
Star Cancer Care Gold is a pilot product which provides cover for recurrence, metastasis, and / or a second malignancy unrelated to first cancer. Also provides indemnity coverage for medical expenses incurred other than Cancer and Cancer related ailment. |
Entry Age Limit: |
|
5 months to 65 years. |
|
Eligibility: |
|
Persons who have already been diagnosed with Cancer (Stage 1 and Stage 2) can avail this Insurance. Proposer should be aged 18 years and above. |
|
Sum Insured Options: |
|
Rs. 3,00,000/- and Rs.5,00,000/- |
|
Benefits offered: |
|
Section 1: Lumpsum amount - will be payable If during the policy period the insured person suffers a recurrence, metastasis, and / or a second malignancy unrelated to first cancer. |
|
Section 2: Indemnity Cover - Surgical and Interventional Therapy (Other than Cancer) |
|
Section 3: Indemnity Cover - Non-Surgical and Non-Interventional Therapy (Other than Cancer) |
|
Coverage limit: |
|
Section |
For Sum insured Rs.3,00,000/- |
For Sum insured Rs.5,00,000/- |
Section 1 |
Rs.1,50,000/- |
Rs.2,50,000/- |
Section 2 |
Rs.1,00,000/- |
Rs.1,50,000/- |
Section 3 |
Rs.50,000/- |
Rs.1,00,000/- |
|
|
Waiting period: |
|
For Section 1: 30 Months waiting period. The claim will be admissible only if the treatment is taken after this waiting period. |
|
For Section 2 & 3: The following waiting periods will be applicable. |
|
- 30 Days waiting Period
- First two exclusions
- PED will be covered after 48 months of continues coverage. Cancer will not be captured as PED in policy schedule.
|
|
| |
Pre Acceptance Medical Screening: |
|
No pre acceptance medical screening. However, the person proposed for insurance has to submit the document, confirming Diagnosis of Cancer & staging of cancer and treatment papers including latest medical test undergone. |
|
Age Proof: |
|
Age proof to be mandatorily collected for persons whose age is above 45 years. |
|
Declined Risk: |
|
Persons who have suffered or suffering from
- Cancer with metastasis (Spread)
- Heart diseases
- Kidney Diseases
- Major CNS ailments- CVA, Parkinson’s disease, Alzheimer’s disease etc.
- Cirrhosis of Liver
- Chronic Obstructive Pulmonary Disease (COPD)
- Auto immune/ Connective tissue disorders requiring long term steroids and immunosuppressant’s
|
|
For Best Health Insurance Quote or any more information regarding this policy please contact us at
Tel: 011-41623784, 41324957
Mob: +91- 8447757650
Email:-ria@surekhae.com |
|
|
|
|
|
|
|
|