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| Star Cancer Care Gold policy has been launched w.e.f. 24.10.2017 by Star Health and Allied Insurance Co Ltd. |
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| Source: Operational Instructions & Website of Star Health and Allied Insurance Co Ltd |
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| Star Cancer Care Gold policy has been launched w.e.f. 24.10.2017 by Star Health and Allied Insurance Co Ltd. We are giving below the detailed information for the same. |
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| Feature of the Product: |
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| Star Cancer Care Gold is a pilot product which provides cover for recurrence, metastasis, and / or a second malignancy unrelated to first cancer. Also provides indemnity coverage for medical expenses incurred other than Cancer and Cancer related ailment. |
| Entry Age Limit: |
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| 5 months to 65 years. |
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| Eligibility: |
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| Persons who have already been diagnosed with Cancer (Stage 1 and Stage 2) can avail this Insurance. Proposer should be aged 18 years and above. |
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| Sum Insured Options: |
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| Rs. 3,00,000/- and Rs.5,00,000/- |
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| Benefits offered: |
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| Section 1: Lumpsum amount - will be payable If during the policy period the insured person suffers a recurrence, metastasis, and / or a second malignancy unrelated to first cancer. |
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| Section 2: Indemnity Cover - Surgical and Interventional Therapy (Other than Cancer) |
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| Section 3: Indemnity Cover - Non-Surgical and Non-Interventional Therapy (Other than Cancer) |
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| Coverage limit: |
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| Section |
For Sum insured Rs.3,00,000/- |
For Sum insured Rs.5,00,000/- |
| Section 1 |
Rs.1,50,000/- |
Rs.2,50,000/- |
| Section 2 |
Rs.1,00,000/- |
Rs.1,50,000/- |
| Section 3 |
Rs.50,000/- |
Rs.1,00,000/- |
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| Waiting period: |
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| For Section 1: 30 Months waiting period. The claim will be admissible only if the treatment is taken after this waiting period. |
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| For Section 2 & 3: The following waiting periods will be applicable. |
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- 30 Days waiting Period
- First two exclusions
- PED will be covered after 48 months of continues coverage. Cancer will not be captured as PED in policy schedule.
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| Pre Acceptance Medical Screening: |
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| No pre acceptance medical screening. However, the person proposed for insurance has to submit the document, confirming Diagnosis of Cancer & staging of cancer and treatment papers including latest medical test undergone. |
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| Age Proof: |
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| Age proof to be mandatorily collected for persons whose age is above 45 years. |
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| Declined Risk: |
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Persons who have suffered or suffering from
- Cancer with metastasis (Spread)
- Heart diseases
- Kidney Diseases
- Major CNS ailments- CVA, Parkinson’s disease, Alzheimer’s disease etc.
- Cirrhosis of Liver
- Chronic Obstructive Pulmonary Disease (COPD)
- Auto immune/ Connective tissue disorders requiring long term steroids and immunosuppressant’s
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For Best Health Insurance Quote or any more information regarding this policy please contact us at
Tel: 011-41623784, 41324957
Mob: +91- 8447757650
Email:-ria@surekhae.com |
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