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Health Insurance News -
Review of Avendus Study “Retail Health Insurance: A Large Whitespace”
General Insurance Councii Health Insurance Premium
Let us not forget the fact that as the base figure increases the % increase gets slower and slower. We feel achieving 45% growth in the coming 5 years is a difficult target.
Year Premium Growth @20% Premium Growth @30% Premium Growth @45% Premium Growth @50%
2023 32400 32400 32400 32400
2024 38880 42120 46980 48600
2025 46656 54756 68121 72900
2026 55987 71183 98776 109350
2027 67184 92537 143225 164025
2028 80621 120297 207675 246038

Retail Health Insurance Premium Growth till 2028 (different % growth rate)

Retail Heailth Insurance Premium Growth
Conclusion: "Gap between Avendus 2028 and projected figures @ 20% growth rate is Rs. 1,27,054 Crores, which is 4 times the figure of 2023"
Gap between Avendus 2028 & Projected Insurance Premium
Conclusion: Many initiatives need to be undertaken by all stake holders comprising of Government, Insurers, IRDAI then only yearly growth rate higher than 20% can be achieved
S. K. Sethi the author is Founder & CEO of Insurance Foundation of India. Comments are invited at
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