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   ICICI Lombard will not be aggressive in selling Health Insurance
On the one hand we notice aggressive advertising campaign of ICICI Lombard and at the same time we find the following statement has been issued by Sanjay Datta, head of health insurance, ICICI Lombard General Insurance, at an interactive session in Kolkata.

The statement is " Like most general insurance companies, ICICI Lombard would not be aggressive selling group health insurance policy due to high claim ratio"

We feel Health Insurance is a specialized product and co's like BUPA,Munich Re(DKV),Swiss Re will ultimately become active players in the Indian Market and traditional co's( General Insuarnce ) will start losing market share.

Incidentally ICICI Lombard has been having highest premium rates among health Insurance co's of the country.Root cause is that ICICI has been picking up marginal group policies in the past.It is good that they are realizing the realiites of business.
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