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   Females File more medilcaim (Health Insurance) claims than males in 2007-2008
We have come across some good statistics about the claims made by policy holders in India. These are;
Data Sourced From 28 Third Party Administrators operating in India
Claims Made by Females 650070
Claim amount paid Rs 1359 crore
Average Claim size Rs 20903
Average Claim for Cesarean Delivery Rs 30000 to Rs 35,000
Average Claim for Normal delivery Rs 20000 to Rs 25000
Claims Made by males 6, 08,023
Claim amount Paid Rs.1, 150 Crore
Average Claim Rs.18,922
No of claims made by those in the age group 41-60 = 4,30,000
Amount paid in claims Rs 1001 crores
Lifestyle diseases for which claims are made by those in 41-60 age group
  (1.)Heart Ailments
(4.)Degenerative Diseases
Share of Individual/family policies in the Premium 51%
Share of Group Floater policies in the Premium 33.9%
On an average Premium charged For Corporate Policy is 50% lower than that paid by individuals/ Families.
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