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| Females File more medilcaim (Health Insurance) claims than males in 2007-2008 |
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| We have come across some good statistics about the claims made by policy holders in India. These are; |
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| Data Sourced From |
28 Third Party Administrators operating in India |
| Claims Made by Females |
650070 |
| Claim amount paid |
Rs 1359 crore |
| Average Claim size |
Rs 20903 |
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| Average Claim for Cesarean Delivery |
Rs 30000 to Rs 35,000 |
| Average Claim for Normal delivery |
Rs 20000 to Rs 25000 |
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| Claims Made by males |
6, 08,023 |
| Claim amount Paid |
Rs.1, 150 Crore |
| Average Claim |
Rs.18,922 |
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| No of claims made by those in the age group 41-60 = 4,30,000 |
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| Amount paid in claims |
Rs 1001 crores |
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| Lifestyle diseases for which claims are made by those in 41-60 age group |
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(1.)Heart Ailments
(2.)Diabetes
(3.)Hypertension
(4.)Degenerative Diseases |
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| Share of Individual/family policies in the Premium |
51% |
| Share of Group Floater policies in the Premium |
33.9% |
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| On an average Premium charged For Corporate Policy is 50% lower than that paid by individuals/ Families. |
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