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Online auto insurance doesn't provide product customization |
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Ques. |
I delivered a premature child five months ago. Can I buy a health policy for him now? |
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Ans. |
As child is more than 90 days old yes, you can get the name added to your Health Insurance policy by paying premium for remaining period of the policy. If you would have Max Bupa policy and maternity claim was also paid by them then the name of the child would have been added immediately and without any additional payment. |
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Ques. |
I am 33 years old and have a medical insurance. I plan to go to the US for higher studies. I am not sure if I will come back to India. However, if I discontinue my policy now and happen to come back to India after two years, I will lose the benefits accrued on my current policy. What should I do? |
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Ans. |
You are right. Choice is yours.
It is better to retain policy as you may need hospitalization when you are in India for holidays during this 2 years period. |
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Ques. |
My father and I are going to visit the US. Our travel insurance covers medical expenses too but it is from a company in India. If something were to happen to us in the US, how would we invoke the policy? Do Indian firms have offices in countries where they provide a cover? |
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Ans. |
Indian Insurance Companies have arrangements with companies in US as well as in other countries. You should not worry- you will get service everywhere in the world. Keep your policy handy during travel as it has helpline phone numbers. When you call helpline number you will need the policy number details to proceed further. |
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