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| Artificial Heart is available – Does your Health Insurance policy cover its cost |
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| The Times of India has covered interesting news on availability of artificial heart. |
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| According to this |
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| “A tiny mechanized device weighing 400 grams may give hope to more than 4 million people in the country who die of heart failure every year. A Mumbai hospital has brought in the technology to implant an artificial heart that takes over all functions of the original heart and promises to double the patient’s life expectancy.” |
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Rates announced by some hospitals in the country are:
Asian Heart Institute Mumbai Rs. 1 crore,
Narayana Hrudayalaya, Bangalore Rs. 50 Lakhs |
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| It is good to know that some of the Insurance Companies are new offering health insurance product under which you can insure yourself for Rs 50 lakhs /Rs 60 lakhs. |
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| Some of these companies are:- |
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- Religare Health Insurance Company Limited
- L & T General Insurance Company Limited
- ICICI Lombard General Insurance Company Limited
- Max Bupa Health Insurance Company Limited
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| We hope that in near future some insurance companies will come up with Top up/ Super Top products so that families can have insurance Cover of Rs. 100 Lakhs. |
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| The premium for Rs 50 Lakhs is not 2 times of the premium for Rs 25 Lakhs but it is 5.39 times or 439% higher. |
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