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| Market Scenario of Health Insurance |
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| Description of the current situation of health insurance in India including consumer issues, current market shares, and changes expected. |
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| 1- Where are We Heading? |
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Market economy
Reliance has reduced premium rates for lower age group. Oriental / New India have taken steps towards increasing premium rates for higher age group satisfaction we can have is that new senior citizens can have the insurance policy issued to them. |
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| Concept of Co. pay is introduced. |
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| This recently 100% or the treatment expenses were paid by the insurance companies. |
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National being for senior citizens introduced concept of 10% co pay, wherelse Star Health Product for senior citizens even goes to 50% co pay for those undergoing hospitalization for preexisting diseases. |
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