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Specimen Calculation for Group Health Insurance in India


		Group Health Insurance
		Group Health Insurance of Named Person in India
		Specimen Calculation for Group Health Insurance
		ICICI Lombard- Policy Coverage Group Health Insurance in India

SPECIMEN CALCULATION FOR GROUP HEALTH INSURANCE

Broker:
Name of Insurance Company: - The Oriental Insurance Company Ltd. Mediclaim for sum insured of Rs 2, 00,000/- per family with floater

Age Group	No of Employees	No of Dependents	Premium Per person / Per Year for Employee	Premium Per person / Per Year for dependent	Total for Emp	Total for Dep.	Total
Up to 35	85	80	2468	494	209780	39488	249268
36 to 45	14	8	2851	590	41314	4722	46036
46 to 55	2	15	4680	936	9360	14040	23400
56 to 60	1	7	6687	1337	6687	9362	16049
Total	102	110
		212					334752

Less	10% for deletion of domiciliary treatment clause	33475
Add	10% for Maternity Benefit	33475
		334752
Add	20% for Pre existing Disease	66950
	Total	401703
	Less Group Discount 2.5%	8369
		393334
	Add Service Tax 12.36%	48616
	Premium Payable	441950

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