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Health Insurance India Quote Contact: Ria Insurance Brokers Pvt Ltd, Om Plaza (1st Floor), 430/7, Sant Nagar, East of Kailash, New Delhi
- 110065, Phone:011-41324957, 41623784, Mob:+91-8447757653, 8447757651 Email: ria1@surekhae.com, ibidelhi@gmail.com
Family Floater Health Insurance Products in India (for your entire family)
 
Policy information of health insurance products for families including comparison rates, policy language, coverage etc.
(1) What is the Concept of Family Floater?   (2) Introduction: Family Floater Health Insurance in India
(3) Coverage & Exclusion under Family Floater Insurance India   (4) Family Floater Premium Comparative Chart
(5) Comparison of Family Floater Policies in India   (6) Policy Wording /Proposal Form/ Brochure
(7) Family Floater Coverage   (9) Health Insurance -Below Poverity Line(BPL) Families
 
a- Apollo Munich Insurance b- National Insurance
(8) Product details of Various Companies for Family Floater Insurance
 
General/Health Insurance Companies Products
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Life Insurance Companies Products
 
 
 
 
 
 
 
   8- Royal Sundram Alliance Insurance Co. Ltd : Family Floater Insurance
Health Insurance for Individuals and Family
Key Features & Benefits

- Complete Health Insurance package for the entire family including the spouse,and dependent children (above 90 days) & dependent parents upto the age of 50 years
- No Medical examination
- Pre and Post Hospitalization cover up to 30 days prior and 60 days respectively.
- Coverage for Pre-existing diseases after4 consecutive years of insurance
- Cashless facility (in morethan 3000 hospital across the country)
- 24-hour help line number           
- Ambulance referral facilities 
- Online access to medical and claims information
- Online storage of medical records (with uploading facility)
- Reimbursement of Healthcheck up cost upto Rs.750 per insured person after 5 claim free years of insurance
- Lumpsum payment of 2% of Sum Insured  if hospitalization exceeds 15 consecutive days and where liability is admitted for hospitalization
- Income tax exemption under Section 80 D up to Rs.15, 000/-
- Family Discount of 10% for covering 3 or more family members under a single policy.

Expenses Reimbursed under the Policy

- Room, Boarding Expenses as charged by the Hospital/Nursing Home subject to a limit of 1.5% and for Intensive Care Unit 3% of the Sum Insured per day.
- Surgeon, Anaesthetist, Medical Practioner, Consultants & Specialists Fees are subject to a limit of 40% of the Sum Insured
- Nursing Expenses during hospitalization
- Anaesthesia, Blood, Oxygen, Operation Theatre Charges,  Medicines and Drugs, Diagnostic Materials and X-ray,  Dialysis, Chemotherapy Radiotherapy, Donors medical expenses towards Organ transplant, Cost of Pacemaker, Artificial Limbs, Cost of Organs.

Important Exclusions

- Pre-Existing Condition means any condition, ailment or injury or related condition(s) for which you had signs or symptoms and/or were diagnosed and/or received medical advice/ treatment, within 48 months prior to your first Policy with us
- Pre Existing Diseases shall however be covered after 4 years of consecutive insurance with us.

Policy Terms and Conditions
Please read the terms and conditions of this policy carefully before making the purchase.
Health Insurance Plan and Premium

One year ( Premium inclusive of Tax)

Age Group

100,000

150,000

200,000

250,000

300,000

400,000

500,000

91 days-25

1151

1581

1850

2271

2776

3589

4038

26-40

1861

2791

2947

3944

4420

5598

6871

41-45

2182

3272

3746

5016

5681

7116

8734

46-50

2731

3752

4956

6218

7710

9768

11026

Two year ( Premium inclusive of Tax)

Age Group

100,000

150,000

200,000

250,000

300,000

400,000

500,000

91 days-25

2187

3002

3515

4316

5275

6819

7672

26-40

3536

5302

5601

7493

8397

10637

13056

41-45

4146

6217

7117

9527

10674

13521

16595

46-50

5189

7129

9419

11816

14649

18559

20949

*Family Discount 10% for covering 3 members or more.

For more details please refer the policy terms and conditions
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