| 8- Royal Sundram Alliance Insurance Co. Ltd : Family Floater Insurance |
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| Health Insurance for Individuals and Family |
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| Health Care Insurance Online |
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| Health Shield Online |
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Health Shield Online is a comprehensive Health Care Insurance package specially designed to offer complete protection to the insured and his family. You can cover your spouse, children (above 90 days) and dependent parents (up to 50 years) from all Health worries. However, renewal is accepted only up to 70 years.
With Health Shield, you will also have access to value added services like cashless treatment (subject to conditions and authorisations) at a list of hospitals provided by us, a 24 hour helpline and ambulance referral facility at no additional cost. This health care plan has been designed to ensure that you and your family get the best medical treatment at any time when you need it. |
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| Key Features |
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- Instant Coverage
- No Documentation required
- No Medical Examination required
- Income Tax benefit under section 80D of the IT Act
- Family Discount of 10% for covering 3 or more family members under a single policy.
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| Royal Sundaram Health Care Insurance Card |
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This card is specially designed exclusively for all Health Shield Online customers of Royal Sundaram. It enables you to use the services of our Network Hospitals and provides you with Cashless facility at over 3000 hospitals across 166 cities in India.
Your Health Shield Online card will be of great significance. You can undergo treatment in any one of the Network Hospitals and walk out without paying any of your medical expenses, which are covered under Health Shield Online Insurance policy. All you need to do is call TPA on the 24-hour helpline and take an authorisation. All your expenses will be settled directly with the hospital (subject to exclusions and conditions). In case you want to go to any hospital other than the Network Hospitals, you will have to pay the bills and get it reimbursed by us.
Health Shield Online simplifies health care insurance a great deal and makes it more convenient and easy to understand, since one of its unique feature is easy documentation and hassle-free claim settlement. |
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| Health Shield Online |
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| Features and Benefits of Individual Health Insurance Policy |
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| Who can be insured under this Health Insurance Policy? |
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- Self, Spouse and dependant parents up to the age of 50 years
- Dependent Children (unmarried children, between 91 days & 18 years)
- Renewals will be up to the age of 70 years
- In case a person has a pre-existing disease, the customer will be asked to contact the nearest branch office for buying the policy. |
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| Key Features & Benefits |
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- Complete Health Insurance package for the entire family including the spouse,and dependent children (above 90 days) & dependent parents upto the age of 50 years
- No Medical examination
- Pre and Post Hospitalization cover up to 30 days prior and 60 days respectively.
- Coverage for Pre-existing diseases after4 consecutive years of insurance
- Cashless facility (in morethan 3000 hospital across the country)
- 24-hour help line number
- Ambulance referral facilities
- Online access to medical and claims information
- Online storage of medical records (with uploading facility)
- Reimbursement of Healthcheck up cost upto Rs.750 per insured person after 5 claim free years of insurance
- Lumpsum payment of 2% of Sum Insured if hospitalization exceeds 15 consecutive days and where liability is admitted for hospitalization
- Income tax exemption under Section 80 D up to Rs.15, 000/-
- Family Discount of 10% for covering 3 or more family members under a single policy. |
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