Individual/Family Health Insurance Products in India (Single Person)
Policy information for individual health insurance products including comparison rates, policy language, coverage etc.
(1)
Comparison of Individual Health Insurance Policies
(2)
Premium Comparative Chart Individual Health Insurance
(3)
Coverage & Exclusion under Individual Insurance
(4)
Policy Wording /Proposal Form/ Brochure
(5)
Product details of Various Companies for Individual Health Insurance
General/Health Insurance Companies Products
Apollo Munich Insurance Co. Ltd.
Easy Health Individual Health Insurance Plan
Bajaj Allianz General Insurance Company Limited
Health Guard
Hospital Cash
Bharti AXA General Insurance Company Limited
Smart Health Individual Policy
Cholamandalam Ms General Insurance Company Limited
Individual Health
Future Generali India Insurance Co. Ltd.
Health Suraksha Individual Plan
HDFC Ergo General Insurance Company Limited
Health Suraksha
ICICI Lombard General Insurance Co. Ltd.
Health Advantage Plus
IFFCO Tokio General Insurance Co. Ltd.
Individual Medishield
National Insurance Company Limited
Mediclaim Policy
Reliance General Insurance Co. Ltd.
Individual Mediclaim Insurance Policy
Star Health and Allied Insurance Co. Ltd.
Medi Classic
Medi Premier
True Value
Tata AIG General Insurance Co. Ltd.
Maharaksha
The New India Assurance Co. Ltd.
Mediclaim 2007
The Oriental Insurance Co. Ltd.
Individual Mediclaim Policy
(6)
Specimen Premium Rates of Insurance Company's
1- Comparison of Individual Health Insurance Policies in India
1 Lacs
Age Group
S.No
Companies Name
Product Name
3M-5
6-10
11-15
16-20
21-25
26-30
31-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
1
Apollo Munich
Standard Plan
1208
1208
1208
1208
1208
1208
1208
1985
1985
2868
3419
4002
NA
NA
NA
NA
2
Bajaj Allianz
Health Guard
1544
1544
1544
1544
1544
1924
1924
1924
2464
3697
3697
5658
6508
NA
NA
NA
3
Bharti AXA
Smart Health-Basic
1463
1463
1463
1463
1463
1463
1463
2415
2415
4618
4618
6508
6508
8136
8136
NA
4
Cholamandalam
Basic Health Cover Plans
1335
1335
1335
1335
1550
1550
1550
1721
1721
2487
2487
3226
3226
3894
NA
NA
5
Future Generali
Health Surksha (Basic Plan)
1366
1366
1366
1366
1366
1619
1619
1700
1700
2766
2766
4581
4581
7010
NA
NA
6
HDFC Ergo
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
7
ICICI Lombard
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
8
Iffco Tokio
Individual Medi shield (Basic)
1211
1211
1211
1211
1211
1384
1384
1669
1669
2509
2509
3530
3530
4870
NA
NA
9
Max Bupa
Heart Beat
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
10
National Insurance
1157
1157
1157
1157
1157
1519
1519
2043
2043
3487
3487
4611
4611
5731
6140
7600
11
New India
1489
1401
1401
1401
1401
1401
1401
1671
2090
3055
3441
3993
4467
5030
NA
NA
12
Oriental Insurance
1300
1300
1300
1300
1445
1445
1445
1727
1727
2699
2699
3842
5731
5731
7677
7677
13
Reliance General
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
14
Royal Sun.
Health Shield online
1151
1151
1151
1151
1151
1861
1861
1861
2182
2731
NA
NA
NA
NA
NA
NA
15
Star Health
Medi Classic
1324
1324
1324
1324
1324
1324
1324
1489
1489
2699
2699
3309
3309
5015
5374
6650
16
United India
Health Insurance Platinum
1156
1156
1156
1156
1156
1373
1445
1572
1730
2587
2587
3586
3930
4822
5374
6632
17
Universal Sompo General
Individual Health Policies
1072
1072
1072
1072
1072
1349
1349
1562
1562
NA
NA
NA
NA
NA
NA
NA
Note :
*All rates inclusive of service Tax 10.30%.
*Discrepancy in Apollo 45 Years.
*New India Region Delhi & Bangaluru.
*18, 19, 20 in Cholamandalam not as Per Premium Table.
*1 & 2 Month in Future Generali not as Per Premium Table.
For Best Health Insurance Quotation in India Contact: Ria Insurance Brokers Pvt Ltd, Om Plaza (1st Floor), 430/7,ria@surekhae.com , ibidelhi@gmail.com
