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| Tata AIG Life Health First |
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| Quality healthcare is expensive; you need a policy that covers all contingencies. Tata AIG Life HealthFirst(HealthFirst) provides you with security by guaranteeing a lump sum irrespective of your medical bills. You can purchase this policy while your existing medical insurance policy is still in force and renew it until age 64 without additional medical examinations. |
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| Key features include: |
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| The benefits shown below are for a policy purchased for 10 units |
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- Daily Hospitalization Benefit (DHB): During hospitalization, we will pay an allowance of Rs. 2,500 per day.
- Surgical Benefit: A lump sum of Rs. 1,25,000 is paid for specified surgical procedures. We pay the complete amount, even if the procedures costs less. This benefit is payable only if DHB is payable.
- Post-hospitalization Benefit: After hospitalization, we will pay Rs. 1,250 a day for follow-up treatment (up to a maximum of 3 days). This benefit is payable only if DHB is payable.
- Critical Illness Cover: You get Rs. 12.50 lakhs in the case of first diagnoses of specified of the 12 critical illnesses.
- Death Benefit: In the unfortunate event of your death, coverage of Rs. 10,000 is provided to protect your family. This benefit is payable if no other benefit has been claimed for.
- Policy can be purchased from 1 to 10 units.
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| Tax Benefits and Age Eligibility |
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- Premiums paid for Health Insurance Benefits are eligible for tax benefits under section 80D, while premiums for Life Insurance Benefits are eligible for tax benefits under section 80C of the Income Tax Act, 1961.*
- Policy available for persons between 18 and 60 years of age.
- Treatment must occur at a pre-approved hospital.
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