1- Aviva Life Insurance Co. India Ltd - Critical Illness Insurance
Aviva Health Plus
Aviva Health Plus is a comprehensive health cum savings plan that covers you against death and ill health, while guaranteeing the return of a part of the premium on maturity through:
  • Provision of a Life Cover (Sum Assured) on death and disability
  • Protection against 18 critical illnesses
  • A combined benefit of more than Rs 21 lakh, in case all health benefits are claimed
  • Extended death and disability cover for 5 years after the health benefits cease
  • Guaranteed maturity benefit on the date of maturity, even if all health benefits are claimed.
  • Entry Age :18 to 55 years (last birthday)
  • Policy Term : 10 years (maximum age at maturity is 65 years)
  • Premium payment term :5 years
  • Annual Premium : Rs 35,000 + Service Tax for all age groups.
  • Sum Assured : Rs3.5 lakh
Convenience all the way
Step 1
Decide what are your priorities for buying a Health Insurance plan – Understand the product features
Policy Term (PT) – 10 years (maximum age at maturity is 65 years) Life Cover: Rs 3.5 lakh
  • Benefits:
    • Accidental Death and Disability Benefit (ADD)(Additional payments are made in case of death or disability caused due to an accident)
    • Sickness-only Total Permanent Disability(STPD) (Sum assured is paid as a lump sum in case of permanent disability due to an accident)
    • Critical Illness benefit (Sum assured is paid as a lump sum in case a person contracts a critical illness, at the end of the survival period)
    • Surgical Cash benefit (Depending upon the type of surgery, a fixed percentage of the sum assured is paid out)
    • Hospital Cash benefit (A fixed sum for each full day of hospitalisation is paid out for treatment undergone for sickness or accidental injury.)
Step 2
Pay the premiums upto 5 years
  • Annual Premium : Fixed annual premium of Rs 35,000 for all age groups
  • Premium payment term : 5 years
Step 3
Enjoy the benefits
  • Life cover upto 10 policy years
  • Option of cash less administration of claims
What am I going to get?
  • Death Benefit: Full life cover is payable, irrespective of the health benefits already paid. The policy stands terminated after the death benefits are paid.
  • Maturity Benefits: At maturity, you receive a guaranteed maturity benefit, depending upon your age at entry.
  • Health Benefits:
    • Accidental Death and Disability Benefit (ADD)
    • Sickness-only Total Permanent Disability
    • Critical Illness benefit
    • Surgical Cash benefit
    • Hospital Cash benefit
For details, refer to the product brochure
  • Tax Benefits: The policy offers Tax benefits under Section 80D, Section 80C and Section 10(10D) of the Income Tax Act, 1961. Tax laws are subject to change