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Aviva Health Plus |
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Overview |
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Aviva Health Plus is a comprehensive health cum savings plan that covers you against death and ill health, while guaranteeing the return of a part of the premium on maturity through: |
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- Provision of a Life Cover (Sum Assured) on death and disability
- Protection against 18 critical illnesses
- A combined benefit of more than Rs 21 lakh, in case all health benefits are claimed
- Extended death and disability cover for 5 years after the health benefits cease
- Guaranteed maturity benefit on the date of maturity, even if all health benefits are claimed.
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Specifications: |
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- Entry Age :18 to 55 years (last birthday)
- Policy Term : 10 years (maximum age at maturity is 65 years)
- Premium payment term :5 years
- Annual Premium : Rs 35,000 + Service Tax for all age groups.
- Sum Assured : Rs3.5 lakh
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Convenience all the way |
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Step 1
Decide what are your priorities for buying a Health Insurance plan – Understand the product features |
Policy Term (PT) – 10 years (maximum age at maturity is 65 years)
Life Cover: Rs 3.5 lakh
- Benefits:
- Accidental Death and Disability Benefit (ADD)(Additional payments are made in case of death or disability caused due to an accident)
- Sickness-only Total Permanent Disability(STPD) (Sum assured is paid as a lump sum in case of permanent disability due to an accident)
- Critical Illness benefit (Sum assured is paid as a lump sum in case a person contracts a critical illness, at the end of the survival period)
- Surgical Cash benefit (Depending upon the type of surgery, a fixed percentage of the sum assured is paid out)
- Hospital Cash benefit (A fixed sum for each full day of hospitalisation is paid out for treatment undergone for sickness or accidental injury.)
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Step 2
Pay the premiums upto 5 years |
- Annual Premium : Fixed annual premium of Rs 35,000 for all age groups
- Premium payment term : 5 years
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Step 3 Enjoy the benefits |
- Life cover upto 10 policy years
- Option of cash less administration of claims
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What am I going to get? |
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- Death Benefit: Full life cover is payable, irrespective of the health benefits already paid. The policy stands terminated after the death benefits are paid.
- Maturity Benefits: At maturity, you receive a guaranteed maturity benefit, depending upon your age at entry.
- Health Benefits:
- Accidental Death and Disability Benefit (ADD)
- Sickness-only Total Permanent Disability
- Critical Illness benefit
- Surgical Cash benefit
- Hospital Cash benefit
For details, refer to the product brochure
- Tax Benefits: The policy offers Tax benefits under Section 80D, Section 80C and Section 10(10D) of the Income Tax Act, 1961. Tax laws are subject to change
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