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For Health Insurance India Enquiries Contact: Ria Insurance Brokers Pvt Ltd, 449 Kailash Tower -2, East Of Kailash,
New Delhi, India-110065, Phone. 011-26417566,46581566,24525374 Mob. 9810090853 Email:- ibidelhi@gmail.com |
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Apollo DKV Health Insurance Company Ltd.  |
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| Apollo DKV : OTC Insure Health |
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| Who can be |
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| insured |
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- Self, Spouse, Dependent Children and Dependent Parents
- Maximum 6 members can be Insured under one policy
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| Age Criterion |
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- Self - Minimum 18 years and Maximum 50 years
- Adult Dependent - Minimum 18 years and Maximum 50 years
Parents shall not include Your spouse’s parents.
- Child Dependent - Minimum 5 years and Maximum 21 years
Child dependent can be covered from 91st day onwards if both parents are covered under this policy.
- The maximum cover ceasing age under this policy is 75 years
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| Sum Insured |
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| Options |
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| In Indian Rupees
25,000; 50,000; 75,000; 100,000; 200,000 |
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| Please Note : |
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| If at the time when any claim arises under this Policy and there is in existence any other Insure Health Policy issued by Us for the Insured Person, then Our total liability shall not exceed Rs. 200,000 in aggregate per Insured Person (We will terminate coverage for those insured persons with refund of premium in full so as to limit Our liability to Rs. 200,000), and further Our liability shall be restricted to Our rateable proportion if there is a Policy issued by another Insurer. |
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| Co-payment |
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| Copayment means, in respect of each and every claim, the percentage amount stated in the Schedule which will first be paid by each Insured Person. |
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| Co-payment of 15% shall be applicable to each & every claim under Insure Health |
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| Premium table |
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| Sum Insured |
| Age Group |
25,000 |
50,000 |
75,000 |
100,000 |
200,000 |
| 0-17 |
530 |
743 |
902 |
1,061 |
1,593 |
| 18-35 |
530 |
743 |
902 |
1,061 |
1,593 |
| 36-45 |
849 |
1,168 |
1,433 |
1,646 |
2,124 |
| 46-50 |
1,380 |
1,911 |
2,336 |
2,708 |
3,983 |
| 51-55 |
1,540 |
2,336 |
2,655 |
2,974 |
4,568 |
| 56-60 |
1,805 |
2,496 |
3,080 |
3,505 |
5,046 |
| 61-65 |
2,974 |
4,143 |
5,152 |
5,843 |
8,552 |
| 66-70 |
3,930 |
5,524 |
6,852 |
7,755 |
10,996 |
| 71-75 |
4,515 |
6,268 |
7,808 |
8,871 |
12,218 |
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| *Excluding Service Tax |
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| Individual SI |
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| All the Insured Persons shall have same Sum insured and 15% Co-payment applicable on admissible claim amount |
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| For example: |
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| Name |
Relationship |
D . O . B |
Sum Insured |
Co-Payment |
| Mr. Shyam Sharma |
Self |
18 . 7 . 1973 |
50,000 |
15% |
| Mrs. Rani Sharma |
Spouse |
17 . 6 . 1974 |
50,000 |
15% |
| Rahul Sharma |
Son |
16 . 5 . 2000 |
50,000 |
15% |
| Richa Sharma |
Daughter |
15 . 4 . 2007 |
50,000 |
15% |
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