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For Health Insurance India Enquiries Contact: Ria Insurance Brokers Pvt Ltd, 449 Kailash Tower -2, East Of Kailash,
New Delhi, India-110065, Phone. 011-26417566,46581566,24525374 Mob. 9810090853 Email:- ibidelhi@gmail.com |
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Parents Health and Medical Insurance Policy Rishtey for NRI & All  |
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Rishtey - Parents' Health Insurance |
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DOWNLOAD DETAIL |
Gift your parents something special and unique, gift them the assurance of good health and your support – even though you are miles away. |
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| Policy Coverage |
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Rishtey – Parents' Health insurance offers comprehensive Health Insurance Package for your loved ones. It offers the following specialised covers: |
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- Hospitalization expenses including -
- Room charges
- Diagnostic test(s) expenses
- Doctor's / surgeon's fee
- Cost of medicines
Medical expenses incurred in the event of sudden illness or accident.
Covers 30 days prior and 60 days post hospitalization expenses.
Expenses on technologically advanced treatment which do not require hospitalization. |
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Coverage limit for specific ailments / conditions:
Certain specific ailment(s) / surgery(s)/ procedure(s) are covered up to pre-defined limits under this policy (subject to the total sum insured) |
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The Company's obligation to make payment in respect of the following ailment(s)/surgery(s)/procedure(s) shall, subject always to limit of indemnity be as per the table below |
| Name of the Ailment/Surgery/Procedure |
Sub-limit (Rs.) |
Tonsilitis /Tonsillectomy |
12000 |
Cataract (Each Operation) |
16000 |
Tympanoplasty |
18000 |
Fistula, Piles, Hydrocele, Sinusitis (FESS) |
20000 |
Appendicitis, Hernia |
25000 |
Benign Prostatic Hypertrophy (TURP), Hysterectomy |
30000 |
Cholecystectomy, Lapchole |
40000 |
Coronary Artery Disease /Ischemic Heart Disease requiring Angioplasty/PTCA |
120000 |
Joint Replacement Surgery (Each Joint) |
100000 |
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| All others ailment(s) / surgery(s)/ procedure(s) are covered up to the sum insured under the policy. |
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| Key Benefits |
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| A whole host of benefits that makes Rishtey – Parents' Health Insurance the best and the most useful gift: |
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Pre-existing illnesses can be covered after the 4th year provided the policy is renewed with us for four consecutive years.
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Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan 1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies -Stroke, Heart Attack (MI), Coronary Artery Bypass, Graft Surgery, Kidney Failure, End-stage Renal Failure, End-stage Liver Disease and Brain Tumour Surgery.
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Nursing care benefit of Rs. 500 per day for a maximum of 3 days, in case the insured requires nursing care post discharge.
- Cashless claims facility at over 4,500 network hospitals across India.
- Every insured is provided a free health check-up post issuance of policy. For anyone above 55 years of age, cashless benefit will be activated as soon as the health check-up process is completed. to know more.
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Income tax benefit u/s 80 D for your income in India.*
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Rishtey - Parents' Health Policy offers a 2-year cover for your dependents against a single premium, with automatic renewal after the first year.
- The policy can be renewed up to the age of 75 years.
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