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| Met Health Care |
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| Features |
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| Plan Overview |
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| Health problems strike unexpectedly. In addition to causing ill health, it can also scar your financial health. You need to protect yourself against such a situation through a health insurance plan. In order to ensure you are well protected to face any health condition that could befall you, MetLife presents - Met Health Care, a simple health insurance policy with unique and smart advantages for you and your family. |
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| Family means spouse and two children. Every additional family member shall be underwritten as per the underwriting conditions laid by the Company from time to time. |
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| What is Met Health Care? |
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| Met Health Care is a long term health insurance plan from MetLife. This plan covers you |
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1. Against Hospitalisation expenses by providing you a Daily Cash benefit as chosen by you.
2. Against 10 major Critical Illnesses by providing you a lumpsum benefit.
3. Against Total & Permanent Disability due to accident by providing you a lumpsum benefit. |
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| Further, all the above benefits can be availed without the hassle of undergoing any medical examination. Just fill up the simple application form and start enjoying the unmatched benefits of Met Health Care. |
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| Plan at a Glance |
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Minimum/Maximum age of entry |
18 years-55 years (At first entry, for the Principal insured)
3 months-55 years (For Secondary Insured lives) |
Cover ceasing age |
65 years |
Maturity/Death Benefit |
No Maturity/Death Benefit payable |
Benefits Offered |
(a) Daily Hospitalisation Cash Benefit
(b) Daily ICU Cash Benefit
(c) Recuperation Benefit
(d) Critical Illness Benefit
(e) Accidental Total & Permanent Disability Benefit |
Premium paying frequency |
Yearly. Half-Yearly mode is avaiable only if each of the persons insured choose a daily cash benefit of Rs. 3000 or more. |
Modal factor |
Half-yearly -0.5131. Multiply the tabular premium by the modal factor to arrive at the premium payable. |
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| Product Benefits |
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Benefit |
Option 1 |
Option 2 |
Option 3 |
Option 4 |
Option 5 |
Daily Hospitalisation Cash Benefit |
Rs. 1000 per day |
Rs. 2000 per day |
Rs. 3000 per day |
Rs. 4000 per day |
Rs. 5000 per day |
Daily ICU Cash Benefit |
Rs. 2000 per day |
Rs. 4000 per day |
Rs. 6000 per day |
Rs. 6000 per day |
Rs. 6000 per day |
Recuperation Benefit |
Rs. 3000 |
Rs. 6000 |
Rs. 9000 |
Rs. 10000 |
Rs. 10000 |
Critical Illness Benefit |
Rs. 1 Lakh |
Rs. 2 Lakh |
Rs. 3 Lakh |
Rs. 3 Lakh |
Rs. 3 Lakh |
Accidental Total & Permanent Disability Benefit |
Rs. 1 Lakh |
Rs. 2 Lakh |
Rs. 3 Lakh |
Rs. 3 Lakh |
Rs. 3 Lakh |
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| Death/Maturity Benefit |
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| There is no Death/Maturity Benefit under Met Health Care. |
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| Tax Benefits |
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| The premium paid (excluding the service tax) under this plan is eligible for Tax Benefits under Section 80 D of the Income Tax Act, 1961 as per the provisions and conditions given therein and are subject to any changes made in the tax laws in future. |
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| Reasons to Buy |
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1. Coverage for the entire family.
2. No Claim Discounts.
3. Guaranteed Cover* till age 65.
4. Payouts in addition to other Insurance Plans.
5. Multiple Claims.
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